Putting faith into action, Habitat for Humanity of South Central New Jersey brings people together to build homes, communities, and hope.

Our vision is to create a world where everyone has a decent place to live.

At Habitat, we build homes, communities, and hope.
Habitat does not give away houses. We partner with hard-working families who dream of homeownership and are willing to work for it. We offer affordable mortgages with little down payment required, and Habitat homeowners make monthly mortgage payments that don’t exceed 30% of their gross monthly income.

Habitat homeowners are determined to create a permanent solution to their housing struggles. Each Habitat partner family must complete hours of “sweat equity” to build their home.

Our Homes
All Habitat homes are built following three principles:

• Simple: Habitat homes are modestly sized. They are large enough for the homeowner's family’s needs, but small enough to keep construction and maintenance costs to a minimum.
• Decent: Habitat for Humanity uses quality, locally available building materials. Habitat house designs reflect the local climate and culture.
• Affordable: The labor of volunteers and partner families, efficient building methods, modest house sizes, and no-profit loans make it affordable for all families to purchase Habitat houses.

Why Homeownership Matters
In addition to the financial advantages of owning a home, there are many social benefits of owning a home as well. Homeownership gives families stability, creates lower high school dropout rates, and, of course, gives the opportunity to create meaningful and lasting relationships.

In addition to new construction, we renovate and provide repairs for local homeowners in need.

Age Groups	Children Adolescents Adults Seniors
Community Services	Basic Needs / Assistance Housing / Shelter Repairs / Improvements / Accessibility Community Volunteer Opportunities
Areas Served	Atlantic County Burlington County Camden County Mercer County

Last Updated: 03/12/26